diff --git a/native/navigation/app-navigator.react.js b/native/navigation/app-navigator.react.js
--- a/native/navigation/app-navigator.react.js
+++ b/native/navigation/app-navigator.react.js
@@ -24,6 +24,7 @@
   OverlayNavigationProp,
   OverlayNavigationHelpers,
 } from './overlay-navigator.react';
+import PolicyAcknowledgmentHandler from './policy-acknowledgment-handler.react';
 import type { RootNavigationProp } from './root-navigator.react';
 import {
   TabNavigatorRouteName,
@@ -134,6 +135,9 @@
         />
       </App.Navigator>
       {pushHandler}
+      <PersistGate persistor={getPersistor()}>
+        <PolicyAcknowledgmentHandler />
+      </PersistGate>
     </KeyboardStateContainer>
   );
 }
diff --git a/native/navigation/policy-acknowledgment-handler.react.js b/native/navigation/policy-acknowledgment-handler.react.js
new file mode 100644
--- /dev/null
+++ b/native/navigation/policy-acknowledgment-handler.react.js
@@ -0,0 +1,28 @@
+// @flow
+
+import { useNavigation } from '@react-navigation/native';
+import * as React from 'react';
+
+import { policyTypes } from 'lib/facts/policies';
+
+import { useSelector } from '../redux/redux-utils';
+import { TermsAndPrivacyRouteName } from './route-names';
+
+function PolicyAcknowledgmentHandler(): null {
+  const userPolicies = useSelector(state => state.userPolicies);
+  const navigation = useNavigation();
+
+  React.useEffect(() => {
+    const tosAndPrivacyState = userPolicies?.[policyTypes.tosAndPrivacyPolicy];
+    if (tosAndPrivacyState && !tosAndPrivacyState?.isAcknowledged) {
+      navigation.navigate<'TermsAndPrivacyModal'>({
+        name: TermsAndPrivacyRouteName,
+        params: { policyType: policyTypes.tosAndPrivacyPolicy },
+      });
+    }
+  }, [navigation, userPolicies]);
+
+  return null;
+}
+
+export default PolicyAcknowledgmentHandler;