diff --git a/lib/shared/account-utils.js b/lib/shared/account-utils.js
--- a/lib/shared/account-utils.js
+++ b/lib/shared/account-utils.js
@@ -7,6 +7,7 @@
 import type { AppState } from '../types/redux-types';
 import type { PreRequestUserState } from '../types/session-types';
 import type { CurrentUserInfo } from '../types/user-types';
+import { isValidEthereumAddress } from '../utils/siwe-utils';
 
 const usernameMaxLength = 191;
 const usernameMinLength = 1;
@@ -74,6 +75,12 @@
   );
 }
 
+function accountHasPassword(currentUserInfo: ?CurrentUserInfo): boolean {
+  return currentUserInfo?.username
+    ? !isValidEthereumAddress(currentUserInfo.username)
+    : false;
+}
+
 export {
   usernameMaxLength,
   oldValidUsernameRegexString,
@@ -83,4 +90,5 @@
   invalidSessionDowngrade,
   invalidSessionRecovery,
   validHexColorRegex,
+  accountHasPassword,
 };