Before this diff, when no private thread existed, we wouldn't show a chat link in the user's own user profile. We didn't need to consider such a scenario since we always created a GENESIS_PRIVATE thread on account creation.
This diff changes behavior such that if !oldestPrivateThreadInfo (no private chat exists), we no longer return null from useUserProfileThreadInfo, and instead continue on to the createPendingPersonalOrPrivateThread call.
Depends on D13538